If you are a senior citizen living in California and but do not have the necessary documents with you, you can still go for health insurance as per the new policies made by the government. So, the coverage will extend to all senior citizens i.e. people above the age of 65 years, irrespective of their immigration status.
Here is all that you need to know about this new expected rule in medical insurance in California:-
- The country has already granted permission to low-income people regardless of their immigration status to be covered under the state’s medical insurance policies. This bracket even includes children and young adults.
- Though it will be a huge expenditure for the country to cover all the senior citizens who are living in the country without any proper documents or proper immigration papers, it is still worth covering for the benefits of the residents.
- At the beginning of this year, the country has even expanded the scope of its medical insurance policies to undocumented young adults and children.
- The state is strictly prohibited to use the federal funds for the medical insurance policy of undocumented immigrants. So, this insurance scope that is expected to expand in 2020 will be utilized from the money that is collected from the taxpayers in California. As per the current estimates that have been made for this medical insurance in California scheme for senior citizens, the total expenditure will be around 2.4 billion dollars annually. Besides using the money collected from the regular taxpayers of the country, this program is even expected to utilize funds from the penalties that are collected on underinsurance or not taking medical insurance by the residents of the country. These penalties would work as additional fund if it is needed beyond the estimated amount that is supposed to be needed for this project.
- The report suggests that over 25,000 senior citizens are living in California who are expected to be benefitted by this scheme of medical insurance. It will be a great relief for their families who might not have gone for the insurance because of the lack of proper documents and too many formalities being involved in the processes.
- The scheme is expected to be announced in the upcoming budget and the residents of the country are eagerly waiting for it. It will benefit several families and will give financial relief to the people who are scared of being admitted to a hospital and pay the bills in the old age.
- This law is expected to be passed by mid-June. So, it is good to wait until then before you buy medical insurance for a senior citizen in your family who has not got complete documents.
You are now aware of the basic terms and conditions that will be a part of this medical insurance plan. It will serve as a relief for people who are living in California. If you know someone who would be benefitted with this plan, share the information with them.