Seen it too many times: people who’ve worked hard their whole lives getting tripped up in
retirement by simple mistakes. Here’s how to sidestep the big ones and stay in control.
Mistake 1: Drawing Down the Wrong Way
Taking too much too early (or from the wrong account) can mean running out of
money—and paying more tax. There’s a smarter sequence to withdrawals.
Mistake 2: Not Getting Advice on Centrelink
Many assume they won’t qualify. Wrong. We’ve helped high-asset couples qualify for
thousands per year, just by structuring things right.
Mistake 3: Forgetting the “What Ifs”
Aged care, medical costs, divorce—retirement plans need buffers. No one likes surprises
when they’re 75.
Mistake 4: Too Much Risk (or Too Little)
Cash is safe—but won’t grow. Shares can grow—but can drop hard. Finding the right
balance is key.
Mistake 5: Winging It With Estate Planning
If your super, will, and investments planning aren’t aligned, it can cause a legal mess.
Need help dodging these? That’s what we do.
