The sheer number of homeowners applying for a loan modification under the Home Affordable Modification Program (HAMP) or a Short Sale through the Home Affordable Foreclosure Alternatives (HAFA) Program is delaying the process for everyone. Lenders are overwhelmed by the number of applicants and are struggling to stay organized. Homeowners across the United States are complaining that their banks are losing their documents are having to continually restart the process.
Two Detroit area residents that had businesses in the residential/
commercial building and landscaping industries began losing customers as homeowners started losing their homes. Realizing they had an opportunity to help, they started a counseling agency that helped homeowners negotiate a better loan amount with their lender.
They saw and endured all of the challenges that borrowers were facing and realized there had to be a better way to navigate and organize the process. So, they dedicated their time and money to create http://www.homeaffordableguide.com/to help homeowners struggling with foreclosure to manage the complex mortgage assistance programs.
http://www.homeaffordableguide.com/ is an easy, interactive process that guides borrowers through all of the government and in-house mortgage help programs. It prepares all of the necessary information for borrowers based on their key variables. After the information is obtained, it is formulated and then auto-populated and auto-calculated onto all of the required documentation.
The customized five steps guides borrowers through an extensive checklist of documents including hardship letters, financial affidavits, and verification that each document is accounted for and is legible. Best of all, if banks lose their information, homeowners can simply recall and resubmit the completed documents.
To see if you qualify for a loan modification under HAMP or a Short Sale under HAFA visit: http://homeaffordableguide.com/do-you-qualify/ and answer a few short questions. Then walk through the entire process of applying for a loan modification or short sale through the Government programs or through in-house programs from your lender with the Home Affordable Guide.
The Home Affordable Guide was created by a team specializing in helping homeowners navigate the path to keeping their home. It assists homeowners through the difficult process of applying for a loan modification or short sale in 5 easy steps.